Interest Rates | Optimus Mortgages

top of page

Calculate now

Speak to our team:

07947 296455

Book a Meeting >

Home
Mortgage Advice Hub
Real Mortgage Success Stories
Resources and Tools
More

Use tab to navigate through the menu items.

Blog Header Artwork (1796 x 450 px).png

All Posts
Mortgage Case Studies
First-Time Buyer Mortgages
Later Life Lending
Remortgages
Adverse Credit Mortgages
Self-Employed Mortgages
Home Mover Mortgages
Buy to Let Mortgages
Equity Release
Mortgages
Retirement Planning
Interest Rates
Bank of England
Optimus Mortgages
First Time Buyers
Stamp Duty
House Purchase
Property Purchase
Budget
Buy to Let
Right to Buy
Social Media
Twitter
Facebook
LinkedIn
Instagram
Bluesky
Credit Report
Checkmyfile

Search

Bank of England base rate held at 3.75 percent – mortgage interest rate update from Optimus Mortgages

Bank of England base rate held at 3.75 percent – mortgage interest rate update from Optimus Mortgages

Bank of England Holds Base Rate at 3.75% – What It Really Means for Borrowers

The Bank of England has chosen to hold the base rate at 3.75%, following its quarter-point cut in December. While the decision itself was widely expected, the narrow 5–4 vote tells a more interesting story about where interest rates could head next, and what that means for mortgage borrowers.

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Feb 54 min read

Is 2023 going to be a good year for equity release?

Is 2023 going to be a good year for equity release?

Is 2023 going to be a good year for equity release?

Is 2023 going to be a good year for equity release?

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Nov 23, 20225 min read

Why choose Optimus Mortgages?

Our initial consultation is completely free, and there is absolutely no obligation to proceed.

We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.

You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

Our fully qualified specialists will always deal with you in plain English, not jargon.

With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

We offer a competitive and transparent fee structure.

Read some of our reviews

Joshua P

Book a Meeting >

Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 15 Raven Court, Shildon, County Durham DL4 2GX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

Phone calls may be recorded for training and monitoring purposes.

© Copyright 2021 to 2026 by Optimus Mortgages Ltd. All rights reserved.

Privacy Policy Cookie Policy

bottom of page