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A New Year’s Intention (Not a Resolution)
Every January, we’re encouraged to make New Year’s resolutions.
Eat better. Exercise more. Be more productive. Post more content.
And every January, many of those resolutions quietly fall away. Not because we lack motivation, but because resolutions often come with pressure, guilt, and a sense of failure when life inevitably gets in the way.
This year, I’m doing something different.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Feb 123 min read


How Will the Bank of England Base Rate Cut Impact You?
The Bank of England has reduced its base rate from 5% to 4.75%. This blog covers what the reduction could mean for you.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Nov 7, 20242 min read


How is the Autumn Budget Going to Affect You?
The Autumn Budget brings important changes for homeowners, first-time buyers, and property investors. Here’s what you need to know.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Nov 1, 20244 min read
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