Getting a mortgage can be a challenging and complicated process. That is why you need regular access to expert guidance and support from people you know you can trust. Optimus Mortgages are committed to helping you fully understand the broad range of options available, so that you can work with us to make an informed decision about the product that is most suited to your individual requirements. Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that contacts us.
Why choose Optimus Mortgages?
Our initial consultation is completely free, and there is absolutely no obligation to proceed.
We have decades of experience in financial services, and being completely independent and whole of market mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.
You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.
Our fully qualified specialists will always deal with you in plain English, not jargon.
With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.
We offer a competitive and transparent fee structure.
We believe in being competitive and transparent on fees. Your initial mortgage consultation is free, and you will not be asked to pay a fee until we have submitted an application on your behalf. There is an Application Fee of £395.00 which is payable on receipt of the lender’s Agreement in Principle and our Broker Fee of £595.00 is payable on completion of your mortgage.
Optimus Mortgages work for you, not the lender, or anyone else. When you pay for mortgage advice rather than using a ‘free’ service, or going direct, you can trust that everything we do is in your best interests. Your personal mortgage adviser learns everything they need to know about your circumstances, so they can find you the best rates for your situation. We could potentially save you up to tens of thousands throughout the term of your mortgage.
Use our free calculator
See how much tax-free cash you could release from your home with our our free equity release calculator
Speak to an adviser
Book an appointment with a specialist adviser at a time that is good for you
Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.