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How Buying A Pizza Can Affect Your Mortgage Application
First-time buyers, take note — ordering a pizza on credit could influence your mortgage chances. Here’s what you need to know.
In recent years, buy now, pay later (BNPL) providers such as Klarna have made it easier than ever to spread the cost of online shopping. For many, it feels like a harmless, flexible way to manage money. But if you're planning to get on the property ladder, it’s important to understand how Klarna, and other similar services, might affect your mortgage

Tim Spencer - Managing Director of Optimus Mortgages Ltd
May 34 min read
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Top 10 Mistakes First-Time Buyers Make and How to Avoid Them
Discover the top 10 mistakes first-time buyers make and learn how to avoid them.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Nov 23, 20245 min read
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How Will the Bank of England Base Rate Cut Impact You?
The Bank of England has reduced its base rate from 5% to 4.75%. This blog covers what the reduction could mean for you.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Nov 7, 20242 min read
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