Tim Spencer - Managing Director of Optimus Mortgages Ltd

First-time buyers, take note — ordering a pizza on credit could influence your mortgage chances. Here’s what you need to know. In recent years, buy now, pay later (BNPL) providers such as Klarna have made it easier than ever to spread the cost of online shopping. For many, it feels like a harmless, flexible way to manage money. But if you're planning to get on the property ladder, it’s important to understand how Klarna, and other similar services, might affect your mortgage application.

Picture of a young man looking confused, surrounded by paperwork Buying your first home is one of the biggest milestones in life, but if...

V1CE Digital Business Card Let’s be honest — how many traditional business cards actually make an impact? Most end up tossed in a bin,...