Later Life Lending

top of page

Calculate now

Speak to our team:

07947 296455

Book a Meeting >

Home
Later Life Lending
Residential Mortgages
Buy to Let Mortgages
Resources and Tools
More

Use tab to navigate through the menu items.

Blog Header Artwork

All Posts
Equity Release
Later Life Lending
Mortgages
Retirement Planning
Interest Rates
Bank of England
Optimus Mortgages
First Time Buyers
Stamp Duty
House Purchase
Property Purchase
Budget
Buy to Let
Right to Buy
Social Media
Twitter
Facebook
LinkedIn
Instagram
Bluesky
Credit Report
Checkmyfile

Search

The Bank of England

The Bank of England

The Role of the Bank of England in Mortgage Rates

Understanding how mortgage rates are determined can seem complex, but it's crucial for anyone considering a mortgage.

Bank of England

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Mar 212 min read

Why Optimus Mortgages Will No Longer Be Posting On Twitter

Why Optimus Mortgages Will No Longer Be Posting On Twitter

Why Optimus Mortgages Will No Longer Be Posting On Twitter

Optimus Mortgages will no longer post on Twitter. After careful consideration, we have decided to shift our focus to other platforms.

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Nov 13, 20242 min read

How Will the Bank of England Base Rate Cut Impact You?

How Will the Bank of England Base Rate Cut Impact You?

How Will the Bank of England Base Rate Cut Impact You?

The Bank of England has reduced its base rate from 5% to 4.75%. This blog covers what the reduction could mean for you.

Bank of England

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Nov 7, 20242 min read

Why choose Optimus Mortgages?

Our initial consultation is completely free, and there is absolutely no obligation to proceed.

We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.

You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

Our fully qualified specialists will always deal with you in plain English, not jargon.

With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

We offer a competitive and transparent fee structure.

Read some of our reviews

Joshua P

Book a Meeting >

Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 15 Raven Court, Shildon, County Durham DL4 2GX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

Phone calls may be recorded for training and monitoring purposes.

© Copyright 2021 to 2025 by Optimus Mortgages Ltd. All rights reserved.

Privacy Policy Cookie Policy

bottom of page