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Can you get a mortgage with bad credit in the UK in 2026? A Real Story from a Declined Borrower
Can you get a mortgage with bad credit in the UK in 2026? This real client story explains how a borrower who had previously been declined secured a mortgage after receiving tailored advice from Optimus Mortgages and finding the right specialist lender.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Mar 74 min read


Can you get a mortgage after age 60? A Real Story from a Struggling Borrower
Can you get a mortgage after age 60 in the UK? This real client story explains how a homeowner in their sixties believed their options were limited before receiving tailored mortgage advice from Optimus Mortgages. Discover how the right lender and later life lending expertise helped secure a successful remortgage.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Mar 74 min read


How much deposit do first-time buyers need in the UK? A Real Story from a Struggling Buyer | Optimus Mortgages
How much deposit do first-time buyers need in the UK? In this real client story, a couple believed they needed a large deposit to buy their first home. After receiving tailored mortgage advice from Optimus Mortgages, they discovered a 5% deposit was enough to secure their first mortgage with the right lender.

Tim Spencer - Managing Director of Optimus Mortgages Ltd
Mar 64 min read
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