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Equity Release or Later Life Lending? Why language is important.

Equity Release or Later Life Lending? Why language is important.

Equity Release or Later Life Lending? Why language is important.

Two terms often come up when it comes to over 50 borrowing: "Equity Release" and "Later Life Lending."...

Later Life Lending

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Sep 28, 20243 min read

Want to save Thousands on Stamp Duty Land Tax (SDLT)?

Want to save Thousands on Stamp Duty Land Tax (SDLT)?

Want to save Thousands on Stamp Duty Land Tax (SDLT)?

As the 31st March 2025 deadline approaches, changes to Stamp Duty Land Tax (SDLT) are set to impact home buyers across the UK.

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Sep 21, 20243 min read

Are you Proceedable?

Are you Proceedable?

Are you Proceedable?

Are you Proceedable? You’ve been onto all the property search websites and have found the house of your dreams, but can you actually buy it?

First Time Buyers

Tim Spencer - Managing Director of Optimus Mortgages Ltd

Sep 19, 20243 min read

Why choose Optimus Mortgages?

Our initial consultation is completely free, and there is absolutely no obligation to proceed.

We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.

You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

Our fully qualified specialists will always deal with you in plain English, not jargon.

With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

We offer a competitive and transparent fee structure.

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Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 15 Raven Court, Shildon, County Durham DL4 2GX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

Phone calls may be recorded for training and monitoring purposes.

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