What should I expect from my Equity Release appointment?

Before you take out equity release, it is crucial you seek expert equity release advice. It is a regulatory requirement, and your application will not be accepted without it. That is where Optimus Mortgages comes in.


The first step is to have a free, no obligation chat with us to see if equity release is going to be right for you. If equity release is not right for you, we will tell you. If it is, we will arrange an appointment to carry out a full fact find with you. We encourage clients to involve their family or a trusted friend in these meetings, either online via a video call or on the phone. It is very reassuring to have the support and acceptance of others, and they may think of questions that haven’t occurred to you.


Once we have completed the fact find, we will complete our research for you. Our equity release advice is unique to you and your needs and is delivered by your own fully qualified adviser. Your dedicated adviser will take the time to understand you and your unique requirements, ensuring that they find and recommend the right solution for you.

Part of the advice process will be to explore other options in addition to equity release. When you are considering taking out an equity release product we highly recommend you consider other alternatives that may be more suitable for you.


We will be with you every step of the way on your equity release journey. Your dedicated adviser will support you throughout, answering any questions you have and overseeing your application right through to completion.

Equity release may involve a lifetime mortgage or home reversion plan.  To understand the features and risk, ask for a personalised illustration.

Why choose Optimus Mortgages?

  • Our initial consultation is completely free, and there is absolutely no obligation to proceed.

  • We have decades of experience in financial services, and being completely independent and whole of market lifetime mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.  

  • You will be designated your own dedicated specialist equity release adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

  • Our fully qualified equity release specialists will always deal with you in plain English, not jargon. 

  • With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

  • We offer a competitive and transparent fee structure.

Use our free calculator

See how much tax-free cash you could release from your home with our our free equity release calculator

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Speak to an adviser

Book an appointment with a specialist adviser at a time that is good for you

Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

To safeguard your health, our expert advice is now available over the phone or via video appointment, whichever is right for you. If you are interested in finding out more, please get in touch, either online, or by calling us on 03330 067783. Click here for more info.

See how much tax-free cash you could release from your home with our free equity release calculator

Fast, easy and secure - No obligation to proceed