top of page

What should I expect from my Equity Release appointment?

Before you take out equity release, it is crucial you seek expert equity release advice. It is a regulatory requirement, and your application will not be accepted without it. That is where Optimus Mortgages comes in.


The first step is to have a free, no obligation chat with us to see if equity release is going to be right for you. If equity release is not right for you, we will tell you. If it is, we will arrange an appointment to carry out a full fact find with you. We encourage clients to involve their family or a trusted friend in these meetings, either online via a video call or on the phone. It is very reassuring to have the support and acceptance of others, and they may think of questions that haven’t occurred to you.


Once we have completed the fact find, we will complete our research for you. Our equity release advice is unique to you and your needs and is delivered by your own fully qualified adviser. Your dedicated adviser will take the time to understand you and your unique requirements, ensuring that they find and recommend the right solution for you.

Part of the advice process will be to explore other options in addition to equity release. When you are considering taking out an equity release product we highly recommend you consider other alternatives that may be more suitable for you.


We will be with you every step of the way on your equity release journey. Your dedicated adviser will support you throughout, answering any questions you have and overseeing your application right through to completion.

Equity release may involve a lifetime mortgage or home reversion plan.  To understand the features and risk, ask for a personalised illustration.

Senior Man Working from Home

Discover why millions of home owners aged 55+ are releasing equity for their retirement

bottom of page