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Hello. My name is Tim Spencer, the Managing Director of Optimus Mortgages Ltd. and I believe that financial solutions should be made simple for everyone.
I started working in the Financial Services industry in the 1990s and I have a wealth of experience in helping clients work towards financial freedom. I set up Optimus Mortgages Ltd in 2016 as
I am passionate about helping people, just like you, understand the regulated financial products that are currently available. I specialise in later life financial solutions for clients who are looking to make use of the equity within their property, but I also help clients with their residential mortgage and buy to let mortgage needs.

There are many stigmas attached to "equity release", and I have heard my fair share of horror stories from the past, but I am here to allay any concerns and bring you the latest information on products which I trust.

I like to sleep at night knowing our clients are happy, so here are my promises to you:

  • Optimus Mortgages Ltd are not tied to any lender - We work for you

  • We will explore all the alternatives to any finance with you

  • We won't charge you a penny for our time if you don't take any finance we recommend

  • We will only recommend you take finance where it is in your best interest to do so

To arrange your consultation, complete the online form, or call us on 03330 067783.

Use our free calculator

See how much tax-free cash you could release from your home with our our free equity release calculator

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Speak to an adviser

Book an appointment with a specialist adviser at a time that is good for you

Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

To safeguard your health, our expert advice is now available over the phone or via video appointment, whichever is right for you. If you are interested in finding out more, please get in touch, either online, or by calling us on 03330 067783. Click here for more info.

See how much tax-free cash you could release from your home with our free equity release calculator

Fast, easy and secure - No obligation to proceed