Meet our Managing Director
Hello. My name is Tim Spencer, The Later Life Finance Expert. I help people live a better retirement through bespoke later-life lending. I am the Managing Director of Optimus Mortgages Ltd. and I believe that financial solutions should be made simple for everyone.
I started working in the Financial Services industry in the 1990s and I have a wealth of experience in helping clients work towards financial freedom. I set up Optimus Mortgages Ltd in 2016 as I am passionate about helping people, just like you, understand the regulated financial products that are currently available. I specialise in later life financial solutions for clients who are looking to make use of the equity within their property, but I also help clients with their residential mortgage and buy to let mortgage needs.
I like to sleep at night knowing our clients are happy, so here are my promises to you:
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Optimus Mortgages Ltd are not tied to any lender - We work for you
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We will explore all the alternatives to any finance with you
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We won't charge you a penny for our time if you don't take any finance we recommend
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We will only recommend you take finance where it is in your best interest to do so
To arrange your consultation, complete the online form, or call us on 0191 3719271.