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Welcome to Optimus Mortgages
Hello. My name is Tim Spencer, the Managing Director of Optimus Mortgages Ltd. and I believe that financial solutions should be made simple for everyone.
Optimus Mortgages is an independent Equity Release, later life financial solutions, and mortgage advice specialist firm based in County Durham. With over two decades of experience in financial services, we deliver bespoke guidance and advice to our clients, and make use of the latest technology to deliver a premium level of service, whilst keeping things simple and straight-forward.
You can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.
Who we deal with
At Optimus Mortgages we work with three particular groups of clients. By specialising in this way we are able to deliver a premium bespoke service to our clients. Whatever you come to us for, you can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.
Our approach
Finding out about you and your needs
Our aim is to find out about you, your current situation, the type, and cost of the property you would like to buy or remortgage. This will help assess your circumstances and show the best way to proceed.
Searching for the best product
Once we fully understand your personal situation, our experts will search through a comprehensive range of mortgages in the marketplace to find the right one to suit your needs.
Presenting you with the solution
Once we are happy that we have the right solution for your needs, we will present this to you in an easy-to-understand document, and you can ask any questions that you may have.
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Stuart Lawson
August 9, 2022
Just wanted to say how helpful Tim was with our remortgage this summer. From the outset and the first phone call, he gave us reassurance and put our minds at rest. The service Tim provided from this point was first class, efficient and we felt supported throughout the whole process. He always without fail answered our calls and emails immediately in a calm and professional manner. We would not hesitate to recommend Optimus Mortgages to any friends and family and if needed would use his services without question again.
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James Gillett
July 30, 2022
Second time we have used Optimus. Tim was very helpful , couldn't recommend enough.
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Keith Quirk
April 7, 2022
Tim has been a pleasure to deal with from start to finish and enabled us to obtain the equity release necessary to pay off our old interest only mortgage. We would highly recommend his services. Thank you very much Tim !
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Anthony
March 14, 2022
Tim was very thorough and took his time finding a solution to our specific requirements as I’m Self Employed
He dealt with everything from start to finish and even chased the Solicitors to make sure we completed on time
A comprehensive professional service that I would recommend to anyone looking for sound accurate mortgage advice
Karen and Anthony
Why choose Optimus Mortgages?
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Our initial consultation is completely free, and there is absolutely no obligation to proceed.
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We have decades of experience in financial services, and being completely independent and whole of market mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.
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You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.
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Our fully qualified specialists will always deal with you in plain English, not jargon.
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With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.
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We offer a competitive and transparent fee structure.
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Use our free calculator
See how much tax-free cash you could release from your home with our our free equity release calculator
Speak to an adviser
Book an appointment with a specialist adviser at a time that is good for you
Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Discover why millions of home owners aged 55+ are releasing equity for their retirement