top of page
Home: Text
Tim Portfolio 006.jpg

Welcome to Optimus Mortgages

 

Hello. My name is Tim Spencer, The Later Life Finance Expert and the Managing Director of Optimus Mortgages Ltd. I help people live a better retirement through bespoke later life lending, and I believe that financial solutions should be made simple for everyone.

Optimus Mortgages is an independent later life financial solutions, and mortgage advice specialist firm based in County Durham. With over two decades of experience in financial services, we deliver bespoke guidance and advice to our clients, and make use of the latest technology to deliver a premium level of service, whilst keeping things simple and straight-forward. 

You can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.

Who we deal with

At Optimus Mortgages we work with three particular groups of clients. By specialising in this way we are able to deliver a premium bespoke service to our clients. Whatever you come to us for, you can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.

Senior Couple
Friends On A Walk
Town Houses_edited_edited.jpg

Our approach

Finding out about you and your needs

 

Our aim is to find out about you, your current situation, the type, and cost of the property you would like to buy or remortgage.  This will help assess your circumstances and show the best way to proceed.

 

Searching for the best product

 

Once we fully understand your personal situation, our experts will search through a comprehensive range of mortgages in the marketplace to find the right one to suit your needs.

 

Presenting you with the solution

Once we are happy that we have the right solution for your needs, we will present this to you in an easy-to-understand document, and you can ask any questions that you may have.

Discover why millions of home owners aged 55+ are releasing equity for their retirement

bottom of page