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Welcome to Optimus Mortgages

 

Hello. My name is Tim Spencer, The Later Life Lending Expert and the Managing Director of Optimus Mortgages Ltd. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.

At Optimus Mortgages, we have decades of experience in financial services, and as specialists in the later life lending market, we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.

We deliver bespoke guidance and advice to our clients, and make use of the latest technology to deliver a premium level of service, whilst keeping things simple and straightforward. 

You can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.

Who we deal with

At Optimus Mortgages we work with three particular groups of clients. By specialising in this way we are able to deliver a premium bespoke service to our clients. Whatever you come to us for, you can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.

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Our approach

Finding out about you and your needs

 

Our aim is to find out about you, your current situation, the type, and cost of the property you would like to buy or remortgage.  This will help assess your circumstances and show the best way to proceed.

 

Searching for the best product

 

Once we fully understand your personal situation, our experts will search through a comprehensive range of mortgages in the marketplace to find the right one to suit your needs.

 

Presenting you with the solution

Once we are happy that we have the right solution for your needs, we will present this to you in an easy-to-understand document, and you can ask any questions that you may have.

Discover why millions of home owners aged 55+ are releasing equity for their retirement

Why choose Optimus Mortgages?

  • Our initial consultation is completely free, and there is absolutely no obligation to proceed.

  • We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.  

  • You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

  • Our fully qualified specialists will always deal with you in plain English, not jargon. 

  • With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

  • We offer a competitive and transparent fee structure.

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To safeguard your health, our expert advice is now available over the phone or via video appointment, whichever is right for you. If you are interested in finding out more, please get in touch, either online, or by calling us on 0191 3719271. Click here for more info.

Use our free calculator

See how much tax-free cash you could release from your home with our our free equity release calculator

Speak to an adviser

Book an appointment with a specialist adviser at a time that is good for you

Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

Contact Us

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Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 9 Penshaw View, Sacriston, County Durham DH7 6UX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

 

Phone calls may be recorded for training and monitoring purposes.

​© Copyright 2021 to 2024 by Optimus Mortgages Ltd. All rights reserved.

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