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Self-Employed Mortgages Made Simple
Your business success shouldn't wait three years for a mortgage.
Being your own boss comes with many benefits, but when it comes to getting a mortgage, things can feel more complicated. If you’re self-employed with only two years of trading history, you might be worried about whether you’ll qualify for a mortgage. Just because you work for yourself doesn’t mean you should have fewer options. But many lenders make it harder than it needs to be. That’s where we come in.
Flexible Solutions for Self-Employed People
At Optimus Mortgages, we specialise in helping self-employed entrepreneurs like you who have a short trading history. We know your business potential matters more than your trading years when it comes to getting your next mortgage. Even if you don’t have three years of accounts, we can work with lenders who understand your situation and assess your income more flexibly.
At Optimus Mortgages, we understand the challenges self-employed applicants face, and we know which lenders take a more flexible, common-sense approach.
We can help you:
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Explore specialist self-employed mortgage options suited to tradespeople.
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Use your latest accounts, tax returns, or projected earnings to boost affordability.
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Find lenders who accept one or two years of trading history.
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Avoid delays with well-prepared paperwork.
Being your own boss shouldn’t hold you back. We’ll guide you through the process with advice that’s tailored to your business setup.
Click below to get your free guide which will help you understand what you need to get mortgage-ready, avoid delays, and secure the most suitable finance for your circumstances.
You Built Your Business. Now Build Your Future
With the right advice, getting a mortgage while self-employed can be simple. Let’s prove it.
Take the First Step Today
You don’t have to navigate this alone. Speak to one of our expert mortgage advisers for a free, no-obligation consultation, and let’s explore your options together.
📅 Book a free consultation
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.