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My Interest-Only Mortgage Is Ending – What’s Next?
If your interest-only mortgage is coming to an end and you don’t have a plan in place to repay the balance, you’re not alone. Many homeowners over 55 find themselves in this situation, but the good news is that there are solutions available to help you stay in your home and take control of your finances
Don’t Panic – You Have Options
At Optimus Mortgages, we specialise in later-life lending solutions designed to support homeowners like you. Whether you want to remain in your home, reduce your monthly payments, or explore alternatives to selling, we can guide you through the best options available, including:
✅ Retirement Interest-Only Mortgages (RIOs) – Continue paying just the interest, with no fixed repayment term.
✅ Equity Release – Unlock some of the value in your home to clear your existing mortgage and boost your retirement funds.
✅ Standard Mortgage Options – If you have a steady income, we can explore a new mortgage tailored to your needs.
Stay Informed & In Control
Lenders may be pressuring you to repay your mortgage, but you don’t have to face this challenge alone. Our expert mortgage advisers will explain your options clearly and help you find the right solution—so you can stay in your home and enjoy your retirement without financial stress.
Speak to a Specialist Today
Time is of the essence when your mortgage is coming to an end. Get the expert advice you need today. Call us for a free, no-obligation consultation and let’s find a solution that works for you.
📞 Call us now on 07947 296455
📅 Or book a free consultation