Is Equity Release regulated? Is Equity Release safe?
Yes, equity release is regulated just like any other mortgage. At Optimus Mortgages we are proud to be a member of the Equity Release Council.
The Equity Release Council is an organisation that was created to promote safe equity release products and to safeguard the interests of homeowners.
You need to receive qualified advice before committing to equity release and you can check online that the broker you are dealing with has the correct licence and is authorised to give you the advice you need, which is exactly what you get from Optimus Mortgages.
Equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. To understand the features and risks ask for a personalised illustration.
Why choose Optimus Mortgages?
Our initial consultation is completely free, and there is absolutely no obligation to proceed.
We have decades of experience in financial services, and being completely independent and whole of market lifetime mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.
You will be designated your own dedicated specialist equity release adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.
Our fully qualified equity release specialists will always deal with you in plain English, not jargon.
With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.
We offer a competitive and transparent fee structure.
Use our free calculator
See how much tax-free cash you could release from your home with our our free equity release calculator
Speak to an adviser
Book an appointment with a specialist adviser at a time that is good for you
Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.