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How much could I release with Equity Release?

This depends on your age, how much your house is worth and your personal circumstances. There are restrictions on the types of property that may be eligible for equity release.


You can release a larger percentage of your home’s value the older you get. By taking equity from your home you may lose your entitlement to some means tested benefits. Always check what you may lose as well as what you can claim before making a decision. 


At Optimus Mortgages we will have an initial no obligation and no pressure discussion with you to identify just how much money you require and following our discussions, we search the whole of the market to find an equity release plan that best suits your finances and objectives. If equity release is not suitable for you, we will tell you.

Why choose Optimus Mortgages?

  • Our initial consultation is completely free, and there is absolutely no obligation to proceed.

  • We have decades of experience in financial services, and being completely independent and whole of market lifetime mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.  

  • You will be designated your own dedicated specialist equity release adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

  • Our fully qualified equity release specialists will always deal with you in plain English, not jargon. 

  • With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

  • We offer a competitive and transparent fee structure.

Use our free calculator

See how much tax-free cash you could release from your home with our our free equity release calculator

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Speak to an adviser

Book an appointment with a specialist adviser at a time that is good for you

Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

To safeguard your health, our expert advice is now available over the phone or via video appointment, whichever is right for you. If you are interested in finding out more, please get in touch, either online, or by calling us on 03330 067783. Click here for more info.

See how much tax-free cash you could release from your home with our free equity release calculator

Fast, easy and secure - No obligation to proceed