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Do I have to make monthly payments with Equity Release?

No, there is no obligation to make monthly payments with equity release, not unless you want to. The loan, plus any rolled-up interest, will be paid back when your plan comes to an end, usually when someone either enters permanent, long-term care or they die. 


Where interest is rolled up, it can quickly increase the amount owed.

By taking equity from your home you may lose your entitlement to some means tested benefits, always check what you may lose as well as what you can claim before making a decision.

Discover why millions of home owners aged 55+ are releasing equity for their retirement

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