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Could my family inherit my Equity Release debt?
No. Equity release lenders must subscribe to the Equity Release Council, which has a regulatory code of conduct which states that all plans come with a ‘no negative equity’ guarantee, so you will never owe more than your home is worth and there will never be a debt for your family to take on.
Where interest is rolled up, it can quickly increase the amount owed. Releasing capital from your property, will reduce the amount of inheritance that can be left and may impact the receipt of any means-tested benefits.
Later life lending should feel empowering, not overwhelming. That’s why we offer clear, thoughtful guidance and never pushy sales tactics.
Whether you’re planning ahead or facing an urgent decision, click below to get your free guide and learn how to unlock the value in your home with confidence.