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Could my family inherit my Equity Release debt?

No. Equity release lenders must subscribe to the Equity Release Council, which has a regulatory code of conduct which states that all plans come with a ‘no negative equity’ guarantee, so you will never owe more than your home is worth and there will never be a debt for your family to take on.

Where interest is rolled up, it can quickly increase the amount owed. Releasing capital from your property, will reduce the amount of inheritance that can be left and may impact the receipt of any means-tested benefits.

Discover why millions of home owners aged 55+ are releasing equity for their retirement

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