top of page
Senior Couple Chatting

What are your Retirement Mortgage options?

Take our FREE 60-second Later Life Lending Readiness quiz and discover what options may be available to you as a homeowner over 55.

Understand your later life lending options

Discover whether your mortgage is retirement ready

Learn ways to improve financial flexibility in retirement

Receive a free personalised homeowner report

Takes less than 60 seconds!

Why homeowners over 55 take our quiz

Many homeowners are unaware of the mortgage and later life lending options available to them. Our quiz helps you understand your position clearly and confidently.

Form Icon.png

Clear & Simple Guidance

No confusing jargon or complicated financial language. Just practical information explained clearly.

House Icon.png

Understand Your Options

Learn about retirement mortgages, equity release, remortgaging, and ways to improve financial flexibility.

Couple Icon.png

The quiz is designed to educate and inform, helping you feel more confident about your next steps.

How it works

A simple three-step process designed to help you better understand your retirement mortgage options.

Clipboard Icon.png

Clear & Simple Guidance

No confusing jargon or complicated financial language. Just practical information explained clearly.

Envelope Icon.png

Understand Your Options

Learn about retirement mortgages, equity release, remortgaging, and ways to improve financial flexibility.

Phone Icon.png

No Pressure

The quiz is designed to educate and inform, helping you feel more confident about your next steps.

What homeowners say

Helping homeowners feel more informed, reassured and confident about their future.

“We had no idea there were still mortgage options available to us after retirement. The process was simple and reassuring from start to finish.”

Anonymous Client

County Durham

"The quiz helped us understand our position before speaking to Tim. It removed a lot of uncertainty and worry"

Anonymous Client

County Durham

Find out what options may be available to you.

Take the free Later Life Lending Readiness quiz today and receive your personalised homeowner report and retirement mortgage guide.

100% FREE  -  No Obligation  -  Takes 60 Seconds

Cover of The Over-55 Homeowners Guide to Mortgage and Equity Release Options.png

Your home may be repossessed if you do not keep up repayments on your mortgage.

Why choose Optimus Mortgages?

Our initial consultation is completely free, and there is absolutely no obligation to proceed.

We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.  

You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

Our fully qualified specialists will always deal with you in plain English, not jargon. 

With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

We offer a competitive and transparent fee structure.

Read some of our reviews

  • Facebook
  • LinkedIn
ERC-Member-Logo-RGB.png

Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 15 Raven Court, Shildon, County Durham DL4 2GX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

 

Phone calls may be recorded for training and monitoring purposes.

​© Copyright 2021 to 2026 by Optimus Mortgages Ltd. All rights reserved.

bottom of page