Each year, the number of people requiring care in the UK is rising due to increased life expectancy and an ageing demographic. As families have spread geographically, and community and state support has reduced, more responsibility is being placed on the individual to look after themselves in later life.
At Optimus Mortgages we understand that this can be a difficult subject for you and your family to consider, however by providing financial certainty, and coupled with the right advice, care funding plans can have a major role to play in reducing the worries that you and your family may face.
At Optimus Mortgages, our aim is to guide our clients through the confusing and complex UK care system, to provide breathing space and clarity, and help in navigating a clearer, less stressful path towards affordable and suitable care. We can help you and your family make sure all your affairs are in order.
If you would like to discuss your care plan requirements further, click on this link and we will call you back.
Why choose Optimus Mortgages?
Our initial consultation is completely free, and there is absolutely no obligation to proceed.
We have decades of experience in financial services, and being completely independent and whole of market lifetime mortgage brokers means that we are not tied to any lender or third party, allowing us to make sure we get you the best deal.
You will be designated your own dedicated specialist equity release adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.
Our fully qualified equity release specialists will always deal with you in plain English, not jargon.
With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.
We offer a competitive and transparent fee structure.
Use our free calculator
See how much tax-free cash you could release from your home with our our free equity release calculator
Speak to an adviser
Book an appointment with a specialist adviser at a time that is good for you
Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.