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Are you a Professional Athlete? We Make Mortgages Simple

As a professional athlete, you’ve worked hard to reach the top of your game. But when it comes to securing a mortgage, lenders don’t always see the bigger picture. Short career spans, fluctuating contracts, and variable income from sponsorship deals and bonuses can make it difficult to get the mortgage you need—even if you’re earning well.

Many traditional lenders struggle to assess income from multiple sources, leading to rejected applications or unfair borrowing limits. You deserve a mortgage solution that recognises your unique financial position. That’s where Optimus Mortgages comes in.

​How We Help Professional Athletes Secure Mortgages

At Optimus Mortgages, we specialise in arranging mortgages for professional sportspeople. We understand the complexities of your income and work with lenders who are comfortable assessing earnings from contracts, sponsorships, and performance bonuses. Our expert advisers will:

✅ Find lenders who understand your career – We work with specialists who recognise the earning patterns of athletes.
✅ Maximise your borrowing potential – We ensure that all elements of your income are considered to get you the best possible deal.
✅ Secure flexible mortgage terms – We help you find options that align with your career timeline, offering stability now and in the future.
✅ Provide expert support every step of the way – Whether you're buying your first home, refinancing, or planning for post-retirement, we’ve got you covered.

Why Go It Alone? The Pitfalls of DIY Mortgages

Trying to secure a mortgage without specialist guidance can be a frustrating and costly experience. Here’s what can go wrong when applying without expert support:

Soccer Game

❌ Lenders not understanding your income – Many banks and high-street lenders don’t fully consider sponsorships, bonuses, or short-term contracts, leading to rejected applications or lower loan offers.

❌ Inconsistent advice – Speaking to multiple lenders can result in conflicting information, making it harder to know what’s possible.

❌ Unfavourable mortgage terms – Without a broker who understands your career, you could end up with a mortgage that has inflexible terms, high interest rates, or penalties that don’t suit your financial future.

❌ Wasted time and effort – Finding the right lender can be time-consuming and stressful, taking your focus away from your career and performance.

By working with Optimus Mortgages, you gain access to expert mortgage advice tailored to professional sports people, ensuring you get the best deal with minimal hassle. With our industry knowledge and lender relationships, we remove the guesswork and frustration from the mortgage process, so you can focus on your career while we handle the finance..

Your Journey to Home-Ownership Starts Here

Don’t let outdated lending criteria hold you back. Speak to an expert at Optimus Mortgages today and take control of your home-buying journey with confidence.

Take the first step today—speak to one of our friendly mortgage advisers for a free, no-obligation consultation.

📞 Call us now on 07947 296455


📅 Or book a free consultation 

Why choose Optimus Mortgages?

  • Our initial consultation is completely free, and there is absolutely no obligation to proceed.

  • We have decades of experience in financial services, and as specialists in this market we have access to a panel of carefully selected leading providers. We can also access the whole market, allowing us to make sure we find a suitable solution for you.  

  • You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

  • Our fully qualified specialists will always deal with you in plain English, not jargon. 

  • With our easy to use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

  • We offer a competitive and transparent fee structure.

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To safeguard your health, our expert advice is now available over the phone or via video appointment, whichever is right for you. If you are interested in finding out more, please get in touch, either online, or by calling us on 07947 296455. Click here for more info.

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If you would like to know more about later life lending, then click below for our free, no obligation guide to later life lending

Optimus Mortgages offer lifetime mortgages, which is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578.

Registered office address for Optimus Mortgages Ltd is 15 Raven Court, Shildon, County Durham DL4 2GX. Registered in England and Wales No.10277354.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk

 

Phone calls may be recorded for training and monitoring purposes.

​© Copyright 2021 to 2025 by Optimus Mortgages Ltd. All rights reserved.

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